All your personal information (including your name, address, and credit card number) is encrypted using a secure server before it is transmitted over the Internet. In the unlikely event that unauthorized charges appear on your credit card as a result of shopping at eerdmans.com, because of federal law you will not be liable for more than $50 of fraudulent charges. You must first notify your credit card provider in accordance with its reporting rules and procedures. If, for whatever reason, you are held responsible for this amount, eerdmans.com will cover the entire liability for you, up to the full $50, as long as the unauthorized use of your credit card resulted through no fault of your own from purchases made at eerdmans.com while using our secure server.